So as most of you know, I have been trying to sell my car. Well, today I finally did it! After almost 3 months of sitting there, I have gotten rid of it for the bargain price of $5300 - CASH. I have already called my car insurance company - effectively dropping my premium by [...]
Read Full Post | Make a Comment ( None so far )So everybody knows by now that with my recent layoff, I’ve learned the importance of an Emergency Fund. My goal is $10,000 in a single liquid account. According to my calculators, with direct depositing 10% of my (expected) gross income every 2 weeks, it’s going to take me 1.3 years to complete. I would like [...]
Read Full Post | Make a Comment ( None so far )So with my newfound knowlege about Emergency Funds since being laid off, I’ve already come up with a new plan on what to do with my next paycheck (as soon as I figure out where that is.)
First of all, let’s talk about what I was doing wrong. As I said earlier this year, my goals were Roth [...]
While the job hunt is going pretty well (I’m utilizing the mounds of contacts I have made in my profession) thought I would give you all a financial update on the layoff topic.
My last regular check included $100 more because I changed my withholding from 3 to 7. Sweet! I should be receiving my 2 [...]
Layoffs.
That’s right. My blog just got a lot more interesting. I’ve discussed credit card debt, 401Ks, Roth IRAs, mortgage balances, but never an Emergency Fund.
Why?
I thought my available balances on my credit cards could always serve as a cushion.
I could always use my Roth IRA as well. That way I could still contribute to it [...]
Personal finance under 30 - for those on a single income. Watch me as I strive to consolidate and simplify my [financial] life.
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