So everybody knows by now that with my recent layoff, I’ve learned the importance of an Emergency Fund. My goal is $10,000 in a single liquid account. According to my calculators, with direct depositing 10% of my (expected) gross income every 2 weeks, it’s going to take me 1.3 years to complete. I would like [...]
Read Full Post | Make a Comment ( None so far )Just checked today and the crappy 10.75% loan that I got at the other credit union got paid off by the new one. Now, I can go close my account and they can write me a check for the $55 that is sitting in there.
Good news is - car loan is down to $14,780. A [...]
So yesterday, I posed about putting my auto-refi on hold until my credit score reached a certain threashold. Today, I changed my mind. I ran the online calculator, and the difference between the 6% and 7% loan at 36 months is only $245. Where I am at right now, I will easily pay an extra [...]
Read Full Post | Make a Comment ( None so far )OK - so I changed over my $40 annual fee Starwood Amex to the $0 Annual Fee Costco TrueEarnings Cash Rebate Card. Basically it breaks down like this:
3% back for Eating Out
2% back for Travel
1% for everything else
Rebate comes every February in the form of a voucher redeemable for Cash or Merchandise at Costco - [...]
Read Full Post | Make a Comment ( None so far )Personal finance under 30 - for those on a single income. Watch me as I strive to consolidate and simplify my [financial] life.
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